Property Investment

In the UK there is a growing demand for property investment, particularly the opportunities proffered in Bulgaria. This is a direct result of falling world stock market values, poor financial and pension fund performance, limited availability of property fund investments and concerns around UK house pricing, combined with interest rate rises which particularly affects the UK Buy to Let market, the outcome is, up to 40% of UK adults, are considering foreign property investment.

Many property markets such as Spain and Portugal are now mature and good investment opportunities are becoming more and more difficult to find. The reality is, many areas in these mature countries are already peaking through over development.

This in turn is now forcing many potential investors to look further a field at new more buoyant emerging markets such as Bulgaria, Croatia, Romania and Turkey. We have researched and analysed many different countries and can provide advice on them with regards to the benefits and risks involved.

However, our main function is to isolate and deliver the real opportunities which represent least risk with the best return. This is a complicated task, as property investment is not a defined art, however by applying established criteria we are able to maximise potential income opportunities.

We would not expect you to invest in anything that we were not happy to invest in, or you were not comfortable with, which is why it was necessary to experience the investment process first hand, including Legal and Tax issues.

Through this "adventure," benefits and of course pitfalls were encountered, enabling us to offer the benefit of our experience FREE on our web site, If you have any concerns or questions just email us and we will endeavour to answer your enquiry.

Property Market Recent Development Research Criteria

• Political stability
• Religious stability
• Social/Ethnic stability
• Corruption/Judiciary/Police
• Macro Economic indicators
• Foreign Direct Investment
• Foreign Indirect Investment (Tourism etc)
• Legislation which effects buying property as a foreigner
• Flying time from the UK, present and planned budget airline routes
• Internal infrastructure e.g. utilities and transport
• Border countries stability
• Immediate history
• Projected 5 - 10 year economic and social plan and associated risks
• Assessment of independent expert sources and reports

Property & Value Factors

• Some Property prices doubled during 2004-6
• Continuing momentum
• Rising international awareness
• Independent and Business articles
• Bulgarian section in UK and overseas properties magazines
• Explosive interest at recent London overseas property shows
• Prices still 30-40% of European Levels
• Underdeveloped seaside and ski resorts
• Sofia property Class A office rental market booming

Value Growth

• Growing GDP: 4-5% next 3 years
• Low inflation
• Tourist industry booming
• Privatisation 80% completed
• Very well developed banking sector 95% foreign owned
• 3 tier pension system (property valid investment class)
• Bullish on overall retail sector
• Strengthening economy
• Rising disposable income

The Latest Emerging Market

Bulgaria and the Bulgarian property market is our latest and most exciting investment opportunity. The Bulgarian property market is made up of four distinct opportunities. Firstly the Black Sea Coast and inner Coastal Areas, Secondly the ski resorts around Pamporovo, Bansko and Borovets, Thirdly Sofia the capital, Stara Zagora and other cities and Fourthly the Ethnographic treasure regions in the Stara Planina mountains.

The Black Sea coast has been the most buoyant with many new developments in the Sunny Beach and down the coast, Rental opportunity on the right developments is set maintain its momentum as tourism continues to grow exponentially.

So why do we recommend the Bulgarian Property market:

Average capital growth in the last 36 months has been around 20% and this upward trend looks set to continue, entry level pricing for frontline developments can start from as little at 40,000 euros.

We are able to offer developments with unrivalled facilities which include apartments with mineral hot water baths, under floor heating, summer and winter air conditioning, contemporary fitted kitchens and flooring. Also complexes with facilities which include adult and children's swimming pools, tennis courts, gyms, saunas, medical centres, restaurants, bars and all year round security.

Tourism is showing steady growth with superb blue flag beaches and the lowest cost of living in Eastern Europe.

BULGARIA as a LOCATION

• Bordering Greece & Turkey
• Part of European Sunny Belt
• Stunning Natural Beauty
• Unspoilt Countryside
• Uncluttered Seaside
• Combination of Mountains and Seaside (like Portugal, Spain,)
• The Black Sea airports are about 3 hours flight from Britain
• Regular flights
• The Black Sea coast boasts 220km of sandy beaches
• The Black Sea coast has over 1700 hours of sunshine from May to October
• The diverse geography and climate allows both ski and beach resorts
• The general cost of living is one of the cheapest in Europe

BULGARIA MAJOR DEVELOPMENTS

• Joined NATO in April 2004
• EU MEMBER
• The currency is stable and linked to the Euro
• Significant EU funding committed until 2011
• All major British tour operators are predicted to offer the Black Coast and Ski Resorts as true holiday destinations in 2007
• EU companies expected to enter with significant implications on the property market (Tesco etc)
• Japanese, Chinese and Korean direct property investors investing
• Property prices are currently some of cheapest in Europe and last year rose by over 20%
• Aged but rapidly improving infrastructure
• Rising popularity as a European holiday destination

INVESTMENT STRATEGIES

We believe that Bulgaria offers an almost unrivalled investment opportunity and predict 100% return on your investment during the next 5yrs. This is why Bulgarian Property Investment Ltd recommends a broad based market, from exclusive luxury complexes, to the small parcels of land.

Of course, to many, quality of life is more important than financial reward. This is exemplified in the beautiful sweeping sandy beaches of the Black Sea coast, the stunning mountain regions, perfect for the adventurous walker or the skiing enthusiast which can be challenging or easy depending on your needs.

.

Bulgaria is a largely undiscovered gem, waiting to be honed and shaped into a jewel within the Bulgarian crown, adding taste and beauty to an already aspiring country.

Guidelines for investment potential:-

Agricultural land:

Plot without regulation but in areas that will most likely to be regulated main focus is near the mountain ski resorts and seaside regions.

Pros

Least Costs

High returns

Lower capital commitment

Cons

Holding period involves change of status of land, i.e. planning permission

More commitment of time and effort

Risk of being unable to obtain planning permission

Land plots:

with planning permission targets in the mountain ski resorts and seaside regions

Pros

High return on invested capital

Minimum additional efforts

Easy to sell

Cons

Higher capital commitment

Old houses for renovation:

-main focus in the hinterland but also periphery locations at seaside (Far North and South)

Pros

Higher return on invested capital

Lower downside risk

Cons

Higher capital commitment

Additional capital requirement

Commitment of time and effort

Expanded time frame

Land plots & Build:

with planning permission targets in the mountain ski resorts and seaside regions

Pros

Higher return on invested capital

Lower downside risk

Cons

Higher capital commitment

Commitment of time and effort

Additional capital requirement for construction project

Expanded time frame

Third-party developments:

Seaside Locations:

Varna Region - Golden Sands - Albena - Kranevo - Bourgas Region - Emmona - Sunny Beach - Nessebar - Pomorie - Sozopol - Pimorsko - Tsarevo - Varvarao

Ski Resort Locations:

Pamporovo - Dobrinishte - Bansko - Borovets - Apriltsi

Locations and Value Growth Potential o Speculative Only

Pros

Least Efforts

Lower downside risk -absorbed by gain on development

Rental Income

Highest return on invested capital

Cons

Higher capital commitment

Expanded time frame

LEGAL

We always recommend you consult an Independent qualified Professional advisor who can offer guidance and advice on the most beneficial method of administering your accounts. There are many factors that will influence the ultimate formation of your business and will vary on an individual basis.

Our latest news at digg.com